Who’s Job is it to Manage The Family Bills? #SHGenworth

Even before my hubby and I got married and moved into our first home together, we opened a shared bank account. Since I worked in banking for many years, I knew that we both needed to understand how we handled money individually, as well as together, and we needed to create some sort of “flow” before marriage. Since I managed a budget much better than he did, it was only natural that the responsibility of paying the bills and making sure the bank account was being handled correctly fell on my hands. I didn’t mind this, as my experience in the field made it effortless for me.

After that huge mortgage bubble exploded, my hubby was out of a job. Rent still had to be paid, food still had to be put on the table, and our gas tanks had to be filled. He didn’t know this at the time, but with each pay check that came in, a portion of that money was put into a separate account for times like this. It was due to this fund that we never missed a rent payment, and our bills were always paid.

I was reading an article from Genworth Financial titled Women’s financial power grows faster than savvy, and thought of myself. There was a time that I was uncomfortable with investments, but now that I know more about them, I feel a lot more confident in allocating some of our savings into some sort of investment for our future, as well as funds for our daughters. I know that by the time my girls are in college, prices will be astronomical, and it’s never too early to start saving for your children’s education. Being in control of our financials is a little daunting at times, but I feel that we have made pretty good decisions so far.

Who manages the money in your household?

Information for this post is sourced from Genworth Financial in partnership with the SheHeard Influencer Network. Opinions are my own.

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  1. I let my husband handle the bills, but I handle most of the other expenses since I’m good at budgeting (he is not, lol). 🙂

  2. I pay all the bills. I do all the budgeting. 🙂

  3. I handle it. I think most women do.

  4. Me, myself & I 🙂

  5. My husband and I both do them.

  6. I guess the answer is my husband but we talk through everything and make all decisions together.

  7. I have a savings account but I haven’t learned how to invest my money yet. I really need to look into this.

  8. I am the one and only income in our household. I take care of every bill and every need. It is definitely a burden.

  9. My husband handles it, but I wish I did…loved doing it when I was single.

  10. It is my job, but I wish it was not!

  11. In our house my DH doesn’t touch the money. If we did we’d have none left. Until we moved in together and I took over he’d bounce checks like mad!

  12. I handle all the finances around here. My husband only asks if I pay the electric bill once every few months.

  13. I manage all the money because I don’t want my husband to have to come home after working all day and deal with it. He’s stressed enough as it is!

  14. Both my husband and I manage the bills – used to be me, but got too stressful LOL

  15. My hubby and I share responsibilities, but he’s better with money. Most everything is auto pay now, so the interwebz really take care of it for us.

  16. I do and I do an absolutely horrible job at it!

  17. I manage the money in our household- my husband just makes it! hah.

  18. He earns the money, I pay the bills and make the budget, he ruins it every month! haha

  19. I do all the bills. I do wish my hubby would be a little more involved even though he handed them over to me b/c I’m such a control freak about them 🙂

  20. I was terrible at bills and budgeting. Now that I’m single, I have to figure it all out on my own. It’s going to be a daunting task!

  21. I handle all the financial stuff.

  22. I do. My husband is the main contributor, but from the beginning of our relationship let me be in charge of everything financially. We still make decisions together though.

  23. I pay all of them. We use to split it, but we lost a car to no car insurance payments and almost lost out house from no payments. SO I had to take over all of them.

  24. My husband and I split them… well he does 2 bills and I handle the rest. lol

  25. My soon-to-be-husband pays our bills- I am good with money in the sense that I only spend it when I need to, but because of that I get super anxious when I have to pay for things {since it costs money}, even necessities like electricity. So I let him do all of that.

  26. I do the finances in our house.

  27. I say whoever will take care of them correctly!! lol (that’s me)