Christmas is in less than 3 months! That means you have about 70 days to get your shopping done! Sure, now you think I'm a little crazy for even mentioning it before the Halloween decorations are down, but you will thank me for reminding you soon enough! I shop early to make sure I get the best deals. By spending less money, I don't have a looming holiday debt to tackle, plus I can spoil everyone on my list. stands for those last three months ...