This may seem silly, but at (almost) 30 I'm already starting to think of my retirement. I've been working since I was a teenager, and once I was able to start saving towards a retirement plan, I did. After I started my teaching career, I felt that I had a safety net for retirement, since there was a teacher's retirement system in my network. After I lost my job, my first fear was providing for my family, and my second fear was saving for ...